Who We Are

At personalfinancewellness.com, we are committed to maintaining the trust and confidence of all visitors to our web site. In particular, we want you to know that personalfinancewellness.com is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes.

In this Privacy Policy, we’ve provided detailed information on when and why we collect personal information, how we use it, the limited conditions under which we may disclose it to others, and how we keep it secure.

We take your privacy seriously and take measures to provide all visitors and users of personalfinancewellness.com with a safe and secure environment.

Cookies

personalfinancewellness.com may set and access personalfinancewellness.com cookies on your computer.  Cookies are used to provide our system with the basic information to provide the services you are requesting.  Cookies can be cleared at any time from your internet browser settings.

Google Analytics

When someone visits personalfinancewellness.com we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to track things such as the number of visitors to the various parts of the site and interactions with the site. This information is processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of visitors to our website.

Website Comments

When someone visits personalfinancewellness.com, there may be an ability to submit comments on particular articles or pages.  When comments are submitted, you are entitled to use aliases or information that completely hides your identity. When a comment is submitted, the relevant details (name, email, website) that you provide are stored.  These details are stored so that we can display your comment back to you, and to anyone viewing the comment sections on the site. We do not verify information entered nor do we require verification.

Third Parties

There may be some circumstances where your IP address, geographic location, and other browser related details may be shared with third party companies.  We may share your above mentioned data with following third party companies from time to time.

Access to Your Personal Information

You are entitled to view, amend, or delete the personal information that we hold. Email your request to our data protection officer Patrick at patrick@personalfinancewellness.com and we will work with you to remove any of your personal data we may have.

Disclaimer

Hi there everyone! In 2015, Federal Trade Commission released their new rules for Disclosure Compliance. These rules are set in place to ensure that readers or viewers of Web Media( Blogs, Youtube videos, etc). Know if the blogger /presenter is sponsored, endorsed, or partnered with a different company. In blog terms, the readers need to know if the blogger is making money sharing a link or product.

In Compliance with the FTC guidelines, please assume the following about links and posts on this site: Some of the links on personalfinancewellness.com are affiliate links of which I receive a small compensation from sales of certain items. This website does feature what is known as Affiliate Links within several pages and posts. These links take you to a website where if a purchase or sign up is made, compensation occurs for me. The compensation varies depending on which program is being promoted.

To be completely transparent, I want to let you know that I have an affiliate relationship with some of the companies whose products or services I recommend.

This means that I will earn a commission or credit if you decide to buy any of their products or services.

This is one of the ways I pay for maintaining this site. Just to be safe, you can assume that any link that you click while on my site or using any of the products is an affiliate link and I will earn compensation as a result.

I urge you to not spend any money on any of these products or services unless you need or can afford them.

The purpose of this website is to provide a general understanding of personal finance, basic financial concepts, and information. It’s not intended to advise on tax, insurance, investment, or any product and service. Since each of us has our own unique situation, you should have all the appropriate information to understand and make the right decision to fit with your needs and your financial goals. I hope that you will succeed in building your financial future.

Neither the article writer nor any other person associated with personalfinancewellness.com may be held liable for any damages that may result from the contents of this website. This website should not be used as a substitute for professional, personalized advice. Readers are encouraged to seek financial advice from qualified professionals, including licensed investment advisors, stockbrokers, accountants, insurance agents, attorneys, CPAs, and other qualified individuals before making any financial decision.

Changes to Our Privacy Policy

We may make changes to our Privacy Policy in the future, however, the most current version of the policy will govern our processing of your personal data and will always be available to you.

If we make a change to this policy that, in our sole discretion, is material, we will notify you by an update or email, where possible. By continuing to access or use our services, you agree to be bound to the terms of our Privacy Policy.